11. Financial Success Through Personal Hard Work The million-dollar question is: What does success mean to you? Now the two-million-dollar question is: How are you going to achieve it? This article is about how to be more successful by thinking more and working less than the average person in society. It does not advocate a do-nothing approach, however.
12. Teaching Your Child How To Spend His Money Wisely Parents want their child to handle his own money responsibly. They want him to plan ahead, spend wisely, and save for the future. Most 10 to 13-year-olds, however, are less interested in being responsible than in buying what they want. This causes a dilemma for many parents. They know their child should make decisions and learn from his own mistakes, yet they want to keep him from wasting his money.
13. Preparing For Your Children's College Education You should have money set aside for emergencies, because as your children get older and you establish your home, the unexpected expenses will come more frequently. If you don't have emergency funds set aside, those expenses can cause major stress in your marriage.
14. Resisting Temptation To Spend Your Money One of the most persistently acclaimed personal virtues is frugality; save, don't waste your money. We have all heard Benjamin Franklin's famous quote: "A penny saved is a penny earned." Franklin was actually understating the case for saving. Actually, a penny saved can be many pennies earned.
15. 5 Simple Ways To Save More Money Have you ever thought about how making small changes in the way to live can actually save you loads of money? Well, today I'd like you to think about your lifestyle and what areas might be out of whack with your current desires to become financially free, and achieve “zero debt” status. For example, do you live in a metropolitan area and take cabs too frequently, instead of hopping aboard the less expensive subway or rail system?
16. Practical Prosperity There are a million ways to make a million dollars. You can take any activity, and someone has made a million doing it. Here are some ideas on how you can get rich doing what you love to do.
17. Debt and Debtor's Disease - Do You Have It? Debtor's disease is a silent killer. Killer of respect, marriages, self control, and families. There isn't a part of your life that it won't touch and destroy with it's deadly power. Some of you won't even know you have it for many, many years. Find out if you have it and learn the cure.
18. Frugal Lessons at Home. Raising Happy Children Raising happy and content children in today's world is just one more difficult challenge for parents. Since being happy is mostly a mindset determined by our perspective of what happiness is, the best thing I could do for my kids was to give them the proper perspective to always be happy with what they had, rather than unhappy about what they didn't have.
19. Vacation Values The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up. In today's fast paced society a vacation just isn't a vacation unless its costing you a small fortune to get to, and stay at, some exotic venue that usually offers no excitement without dishing out more money. I suggest we put on the brakes and get back to basics.
20. Grocery Savings. Your Kitchen is a Goldmine! Your grocery expense can be one of the largest expenses in your monthly budget. Luckily, it's also the most flexible. Use a variety, and combination, of money saving tips and strategies to maximize savings and free up funds for other areas of the budget or to reduce debt.
